What is a separation agreement?
A separation agreement is a written record of what you and your ex-partner have decided about practical matters when you split up. It covers arrangements for your children, how you will divide finances, and the disposition of jointly owned property or assets.
These agreements are not automatically legally enforceable in the same way as a court order. However, they can become legally binding if entered into as a consent order through the courts. Even without this step, courts will often take separation agreements into account if disputes arise later, particularly if both parties had legal advice and the terms were fair at the time of signing.
If you cannot agree on everything, writing down what you have agreed still helps. It gives any solicitor you hire later a starting point, which may reduce your legal costs by narrowing down what still needs sorting out. That said, a written agreement cannot replace the formal legal processes required to finalise matters properly.

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Below is a basic template you can adapt. You may want to add sections or remove ones that do not apply to your situation. There is no single correct format, but this gives you a structure to work from.
Separation agreement between:
[Your full name] (Date of birth: [DD/MM/YYYY])
and
[Other parent's full name] (Date of birth: [DD/MM/YYYY])
General terms
- We agree to live separately.
- We agree not to interfere with or harass each other.
- We will cooperate on matters relating to our children and respond to reasonable requests in good time.
- We will share current contact details including phone number, email and home address, and update each other if these change.
Children
- The children will live mainly with [parent's name] at [address].
- The children will spend time with [other parent's name] according to the following arrangement: [set out days, times, collection and return arrangements].
- We agree to allow reasonable one-off changes to this schedule when it benefits the children, with advance notice where possible.
- We will consult each other on significant decisions about the children's education, health and welfare.
- We will keep each other informed about the children's wellbeing, school events and medical appointments.
Finances
- [Parent's name] will pay [amount] per [week/month] towards the children's living costs.
- We will review this arrangement if either of our circumstances change significantly.
- We have agreed how to divide savings, debts and other assets as set out in an attached schedule [if applicable].
Property
- The family home at [address] will be [sold / retained by one party / other arrangement].
- Any proceeds or equity will be divided as follows: [delineate division].
Signed
[Your name] Date: [DD/MM/YYYY]
[Other parent's name] Date: [DD/MM/YYYY]
Witnessed by: [Witness name and signature] Date: [DD/MM/YYYY]
A witness should be over 18 and independent of both parties. They should not be a family member or someone with a financial interest in the agreement.
Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.
Things to consider
Child maintenance figures can be calculated using the Child Maintenance Service calculator on GOV.UK. This gives you a baseline for what the paying parent would typically contribute. You can agree a different amount privately if you both prefer, though any figure below the calculated amount should be carefully considered with legal advice, as this could affect the children's welfare.
If your agreement covers property or significant assets, getting legal advice before signing is sensible. A solicitor can help arrange for the agreement to be made into a consent order through the court. This requires both parties to agree and sign the consent order, after which a judge must approve it by confirming that it is fair. Only then does it become legally enforceable.
For child arrangements specifically, you might find family mediation helpful if you are struggling to agree. Before applying to court for a child arrangements order, you must attend a Mediation Information and Assessment Meeting (MIAM), unless there are safeguarding concerns such as domestic abuse. Many mediators are accredited through the Family Mediation Council.
Keep the language in your agreement clear and specific. Vague phrases like "reasonable contact" can cause problems later if you disagree about what that means. Setting out actual days and times, even if you build in flexibility, tends to work better.
Next steps
Once you have both signed the agreement, keep copies somewhere safe. You may want to send a copy to your solicitor if you have one.
If circumstances change, such as one of you moving, a change in income, or the children getting older, you can revisit the agreement and update it. What works for a toddler will not suit a teenager.
This template is a starting point, not a finished legal document. For tailored solutions, particularly where your situation involves complexity around finances, property or safety concerns, professional advice from a family solicitor is worth the cost.
I need advice on a letter of agreement by both parties before I give him his money
Thanks
My wife currently doesn't really earn anything but is hung up on me paying more money into the joint account. It Its has come to the point where I have decided enough is enough and I am refusing to give her any more money. She was happy to hide 200 a month in her own account when we were getting tax benefits while 100% of my earnings were going into the joint account to pay for the house.
I dont get anything from my relationship with my wife and I feel there is no point putting off the inevitable.
What are my next steps?
What is a fair seperation I dont want to leave my kids without a house I can't afford to pay a new mortgage or rent and a mortgage for a house I am not living at.
He is a company director ( successful business) and I was working for him for over 3 years. I found out that he requested my P45 few days before he moved out. So Im left without job and no money to looking after our daughter. I was working from home 3 days a week and I’ll pay for our daughters nursery(£60 a day) out of my pocket plus food shopping, some bills, Petrol and days out and toys and clothes for our daughter. The pay wasn’t very much. I wasn’t living luxury life that’s for sure, I was giving it all for my daughter.
My ex cancelled credit cards, changed passwords on the private pension, even shared online shopping accounts ect. He put the family house for sale without my permission, he cancelled the fixed mortgage that we just renewed, without my permission. He used copy of my ID documents without my permission so he can move the sale on the house forward. Our both names are on the house and on the mortgage. He pays the mortgage and the bills for now. Apparently He is putting me and our daughter on the street. He said the most important is the house to be sold, not what is going to happen with our daughter and I. Also he said he is very generous with me to offer half of the money left after the sale ( so I’m supposed to get 25K if I’m lucky ha) we both have contributed for the house perches, depose ect.
I’m not UK citizen( im from EU country) and I don’t have any family to stay with here in UK. However my ex is British and he have family and friends here.
He currently moved with his parents. Owns half of his parents house.
All he says is “ yes I love my Daughter I want the best for her” but then he doesn’t ask about her at all. He doesn’t pay any child support and don’t seams to tempting to do so. I have to begging him to speak with her in the phone. He came once in 2 months to spend 1 hr in the park with her. Luckily she is used to being with me all the time so she doesn’t ask for him at all. But when she does I’m telling her daddy works very far away now but he will see her soon and she can call him anytime.
However now I cancelled my daughters nursery, I can’t even look for a job as I’m full time mum and My ex is threatening me that if the house doesn’t go for sale he will stop paying bills, he will claim himself bankrupt, suesisive and depressed and I’ll not see a penny for him. Don’t have anyone to he
Any one have a sample for a " letter to my ex", about that, what i want from him, becouse he is my daughter father.
hes alcohol under control so later on she found out she was pregnant than she said it was her husbands i knew it was mine so i left it as there was no point in rocking the boat and knowing one day it will come out its called karma she was told to sort things out with husband she convinced him he was dad then karma come back two and half years later as some one took her on jeremy kyle as he was the farther of the child ( at this point i knew what the out come was going to be as it was read out to person 1 your not the farther of child at this point she took the envelop and walk off stage as she knew what was coming ( JK) to the husband ( heres the karma ) you are not the childs father so now fast forward every one now knows hes mine oh as for her husband he gone back to the beer and split up for good now social service involved for other things and with me not on the birth certificate i can not see him so the first hearing is the 9th dec to get this sorted
My wife left me last August 2015, she walked out and didn't take our son. She in that time has turned up at school once in a year. Has no contact. But I really need to get some arrangement and protection in place. I do not have an address or have no idea where she is. She has just abandoned him. He is 9. I'm currently unable to work and on jobseekers and disability and have no assets. What can I do?
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