Finding out that your ex-partner has changed the locks on your shared home can feel like a deliberate provocation. The timing rarely feels coincidental, and the message seems clear: you're being locked out of what was once your sanctuary together. Before you react in anger or desperation, you need to understand your legal position and the practical steps available to you.
If you need to formally request access to the property or document your position, you can quickly create a professional letter using our free Letter Builder.
Understanding Joint Ownership
Your rights depend entirely on whether you legally own the property. Joint ownership means your name appears on the title deeds alongside your ex-partner's name. You can check this through the Land Registry, which keeps records of all property ownership in England and Wales.
Being jointly named on a mortgage does not make you a legal owner. Mortgage liability and property ownership are separate legal issues. What matters is the title registration. The lender may hold the physical deeds if you're paying a mortgage, but your ownership status depends on whose name is on the title.
If you contributed to the deposit or mortgage payments but aren't on the title, you may still have rights. These are more complicated to establish and enforce.
The Legal Reality
Changing locks isn't automatically illegal, but it can lead to legal consequences if it denies access to a co-owner. The legal problem arises when one owner prevents another from accessing the property. Simply changing locks might not break the law, but refusing to provide keys to a joint owner could create grounds for legal action.
If you're not on the title deeds, your position becomes much weaker. You might have some rights if you can prove you have a beneficial interest in the property, but establishing this usually requires legal proceedings.
The distinction between changing locks and denying access matters because it affects your options for getting back inside. Legal advice becomes important to assess your specific situation.

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The temptation might be to call a locksmith or force entry, but this could backfire badly. Even as a joint owner, you could face allegations of burglary or criminal damage if you break in. Courts take a dim view of escalating behaviour.
Try a measured approach first. Write to your ex requesting access and new keys. Keep the tone businesslike rather than emotional. This creates a paper trail that shows you've tried to resolve things amicably.
If you need to collect belongings urgently, contact your local police station. Officers can sometimes accompany you to collect essential items, but they'll want proof of your ownership rights first. They won't force entry or take sides, but their presence can prevent situations from getting out of hand. Police involvement is limited to preventing breaches of the peace and they will not enforce property access rights.
Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.
Court Orders and Legal Remedies
If the property was your main residence, you might be able to apply for an occupation order under the Family Law Act 1996. This court order can require your ex to give you access or even exclude them from the property temporarily. These orders are typically considered when there's evidence of domestic abuse or significant hardship.
The court will consider several factors: your respective housing needs, financial resources, the likely effect on any children, and the circumstances that led to the application. If there are children involved, their welfare becomes the court's primary concern.
Occupation orders aren't easy to obtain, and they're usually temporary measures. You'll typically need to show that you have nowhere else reasonable to live and that the current situation is causing significant hardship. Legal advice is essential to assess the likelihood of success.
As a joint owner, you have the right to apply for the property to be sold through a court application under the Trusts of Land and Appointment of Trustees Act 1996. The court can order a sale even if your ex-partner objects. This is a complex legal process that often requires legal representation.
This is obviously a drastic step that will end any possibility of reconciliation. If children are living in the property, courts often delay sale orders until the children are older or other arrangements can be made.
Practical Considerations
Think carefully about what you really want to achieve. If you're not planning to live in the property again, is getting access worth the legal costs and emotional energy? Sometimes the best approach is to focus on the divorce or separation proceedings, where property division will be decided anyway. Interim measures like occupation orders can provide temporary relief during these proceedings.
Consider whether there are children involved and how your actions might affect them. Courts remember parents who prioritise their children's stability over scoring points against their ex-partner.
If you do need legal advice, many solicitors offer fixed-fee initial consultations. The Law Society can help you find family law specialists in your area. Some people qualify for legal aid in family cases, but eligibility is often limited and subject to means testing. Legal aid is more readily available in cases involving domestic abuse.
Remember that changing locks often signals that the relationship breakdown has reached a point where legal intervention becomes necessary. While it feels personal and provocative, try to treat it as a practical problem that needs a practical solution. The calmer and more reasonable you appear, the better your chances if the matter ends up before a judge.
my parter and his ex wife (divorced) are selling the joint home the ex wife hasn't lived in the joint home for over a year (paying her half still) but his two sons have since separation. recently its turnt quite nasty with the two sons both 20yrs old getting aggressive and the ex wife entering the house and joining in to the point the police where called. now my partner wants to serve notice on the boys but his ex is stating she has rights to who lives in the property until it sells as its on the market. can anyone shed any light?
He had no intention to be together and alienate my older kids from me. My younger kids refused to live with him as he shout and swear at them and he makes it very clear he doesnt want them. Recent months he had tried very hard to be nice to win them over with sweets, takeaways, fizzy drinks.
I want to move home oversea and what is my position. How can i take back my house from him.
Thank you in advance.
We have a joint equal mortgage which we both paid equally.
I still have some of my possessions at the house.
I want to leave them there in my storage closet and room until the house is sold.
Can he throw my stuff out ? can he force me to take my possessions out of the joint home just because I moved out ?
I'm also trying to force a home sale but he refuses.
I have split from my ex we were never married but have children. We rented a social housing house a joint tennants and my name is still on the agreement. She has contacted a solicitor and is trying to force me to remove my name. Can she do this and what are my rights.
Paul
IF HE SOLD THE OTHER PROPERTY, WOULD HE BE ABLE TO GET ANOTHER MORTGAGE?
THANK YOU.
I'm the middle of sorting out the finances, so this really isn't helping. If I change the locks will this affect the finances? I know I shouldn't but I just want to delay everything in the hope of finding a buyer before she moves back in.
I split up from an ex boyfriend 10 years ago we had a house with morgage and still now my name is on Morgage due to him not earning enough to take my name off. Now 10 years later the house is been repossessed and I don’t know where I stand. As it was in negitive equidty, I have not payed towards the house for ten years as I was not living there and it’s just gone on this long without me been able to take my name off. I now live with my new boyfriend 3 years with a baby it’s his home his Morgage.
Thanks
Maria
My partner and I have bought a house together with her parents and we were planning to all move there in July when an extension is finished.
My partner and her two children, (aged 9 and 10), temporarily moved into my rented place in January this year. We had been together for 2.5 years and I decided to end it due to it being controlled too much.
I rent this home from my mother, I pay all the bills for her and it is my registered address. I have previously removed some of my important items last week, but yesterday discover that she has locked me out - Does she have the right to do this?
I have found temporary accommodation for a month and I have asked her politely to move out of the house to the new home, (which is perfectly OK to use as the extension doesn’t infringe on the main building), by the end of the Easter holidays. What can I do if this doesn’t happen? What are my rights here? How do I get the property back?
Kind regards, BTM.
We own 5 properties jointly of which my ex lives in one with the kids and four are rented. A tenant has now left and I want to move in to it but my ex objects cause she says she will lose out on rent money!! Im paying a fortune to rent my self! Can she stop me from moving into this house?
Thanks
My question is, when/if she takes the house, it's until the last kid leaves home at 18, then i get custody of it back. So in the meantime does she have to pay me rent to live in the house and pay the bills and general maintenance etc, or basically do i have to keep paying everything until the kids are 18 and she lives rent free? If this is the case then i may have to go bankrupt which obviously isn't a good thing. As i'll be left with no way to pay for food or bills or rent for a new place. So i'll at least be made homeless out of it if she takes this course. Also what if she moves a new partner in?
called police and they said she has a right to be there as joint mortgage. Next day receives this new news can he do this
Thankyou
I jointly own a property with an ex currently awaiting a court date to force a sale as hes not very cooperative. This has been going on for 8 yrs now and court is the last resort.
Since all this has come about my ex is in prison for what im not sure and his new partner has moved in approx 3-4mths ago.
Now im getting reminders about mortgage arrears ect is there a way of evicting the new partner if shes not paying the bills while i wait for my court date.
Many thanks
When the relationship broke down I left the property with him solely occupying it until he then left the property and began renting it out without my permission.
I gave up my keys as at the time he was living in the property. I do not contribute to the mortgage as he was living in the property when I left and now he is renting the property out illegally as our mortgage was not a buy to let mortgage. He is retaining all profits from the rent. I do not wish to be named on this mortgage but unfortunately he won't sell or remortgage in his own name.
What can I do and is it likely to cost me a fortune to make him remortgage so I can remove my name. Also do I have any right to money he is receiving from renting the property??
Seeking advice on how my son could get a court order to allow access to his jointly owned, unoccupied property after his ex partner changed the locks and has refused several requests via a solicitor to provide a key.
He originally bought the house in 2000 before meeting his ex partner. In 2004 she moved in and they had their first child and took out a joint mortgage partially to renovate and add a conservatory and partially to clear debt. She input no capital at that time while he input £49500 deposit.They subsequently separated in 2005 for a short time and once back together had another child.Following the birth of the children the maternal grandparents especially became oppressive and constantly interfered resulting in their separation again in 2008. Spent a considerable amount of money getting reasonable access only to have that contact ruined by the mother and grandmother alienating the children. Should have gone back to court at that point but could not afford the costs. Since then my son has met and married his wife and they have two wonderful children, however the ex partner has constantly refused to resolve the situation regarding the property other than a ludicrous offer of £2700 to take his name off the deeds and mortgage. She has paid the mortgage and is still doing so and they were until recently negotiating a resolution, however everything has ground to a halt yet again with no response from the ex since April. She moved to her deceased grandmothers bungalow last July along with the children so they would not be homeless if the house was sold. Attempts to change the locks using a locksmith resulted in the police being called and false allegations made re harassment. The property is going to go into disrepair if not sold soon, the garden is already a disgrace, so need access to check interior and make presentable for sale. However she is driven by greed and jealousy and consequently not prepared to negotiate fairly. Can I go to court and represent myself as finances are really tight. Any advice would be appreciated.
That time
During the time I lived there she also remortgaged and upped my payments accordingly. I received no money from this but she paid off some of her debts .
I have registered a interest in the property but do I have any rights to the equity in the house .
I have not paid any money towards the morgage since last year
advice please
I have now been sent a list of so called estimates for "dire need of repair and renovation". These are new kitchen, shower room, rewire and new lounge floor and SWA cable to be run to an outbuilding. Many of this is NOT essential and just a way of refitting the house. Her solicitor has taken the cost from her Form e and expects me to pay 50%.
Do I have to pay for these? I don't have the money.
She continues to not contribute to significant costs such as school trips and expects me to fully pay for them as well as all the other contributions that I make.
As a nrp can I approach the Csa/csm to see all my total contributions and reset this? However I don't want my kids to suffer as she is living in a rental property costing 1000 pounds in London and this is what all my child maintenance goes on - their rent leaving her no money to spend on the kids and hence asking more every time from me.
Thanks for ur guidance
I have access to my children every other weekend and have to travel 400 miles and for somewhere between 8 and 12 hours each weekend in addition to fuel costs etc.
When she left there was approx. £29000 equity in the home based on the valuations that she secured prior to going.
She has not contributed to the house in anyway since she left and she has received maintenance for the children at the rate demonstrated on the gov.uk calculator.
She also took with her lots of the furniture from the house and I purchased her a washing machine and tumble dryer for the new house.
I have offered her half of the equity at the value when she left. is this correct?
She won't communicate with me in any way, all I know is that she is leaving and I can have the house back when she has got somewhere else.
I found out with in one week of being gone that I had a legal right to occupy the property and that she cannot lick me out or even change the locks.
So I went back to the house and got in when she was out. I was good enough to text her to let her know that I was there just so that it didn't shock her when she walked in, however she went straight to the police station and reported me for harassment. Back in February she had me locked up all because I was out a bit later than I had previously agreed so during the heated discussion (we weren't arguing) I grabbed her wrist for a split second as she walked away, I let go straight away but she still phoned the police and for this I received a conditional caution not to upset, distress or harass her and because of the communication I'd had with her through out the week, it could have looked like I was harassing her because I had sent texts wanting answers, trying to make things right with her and ultimately trying to go back home. she only replied to some of the texts and because I had sent more than she had replied to I was arrested.
However the police saw it for what it was, that I was merely trying to save my relationship and get answers from her so I could work out what I need to do. Because she ignored most of my questions, but I had no success and had gotten fed up asking, so for the couple of days before I was arrested I had barely contacted her, so I was released no charge.
After that I had to be very careful with what I did because she knew she could get me arrested every time because of the caution. This has now ran its course and I am no longer under caution which should mean that now I can go back to my house and as long as I don't commit any offence or threaten her then the police can't arrest me.
So this morning I went back to my house when I put the key to the lock it wouldn't fit, I went round the back and the same there, she has changed the locks on all the doors. So not only is she breaching my right to reside in the property she has also breached my right to access my things. Is there anything legally I can do for this?
I don't know if she has applied for an occupation order or if one has been granted from the courts as I am not receiving any of my correspondence as she will not allow me to even contact her to arrange collecting my post and she doesn't have my a
I told her I wanted her to leave when she had a mental breakdown She informed me she has borderline personality disorder anxiety and PTSD when we last spoke some months ago I supported her at first as best I could but then I learned she had started making wild accusations of domestic violence, harassment, and emotional abuse etc at the beginning of this year.
Since this started I have recorded every meeting (unknowingly to her) simply to help protect myself.
The good news is she has now moved on I sent her a "notice to quit" and an inventory of the items she should leave behind when i was informed she intending on moving out by a friend I sent it signed for by Royal Mail and have a proof of delivery signature and a witness to prove postage of said documents...
I can prove purchase of the inventory items before she moved in the house.
Good news she has finally moved out of my house bad news she cleaned me out and changed the locks (i had a friend go round with my keys after been told she had left) my friend could only look through the window downstairs and told me she had left a real mess and that she had taken some items on inventory namely the more expensive items...
I'm now sat scratching my head thinking what should I do? Is it a criminal offence to take my things and also she changed the locks without my consent or knowledge I moved out last year and let her stay due to the kids I didn't want to upset them
Our marriage has broken down due to his volatile temper, issues of domestic violence for which I want a divorce.
I would like to know if he can evict me from the property where we are still living together as a separate couple (not legally separated).
I have not been in a financial situation to afford my own place and would like to know what my choices are.
I am on a short term job contract and am constantly in fear that if I don't find the next job, I may not have enough money to pay rent if I decide to take a rental property.
I am seperated from my ex and we have a six year old daughter who lives in Australia. I have decided after three years apart that I am now heading to Australia to be closer to my daughter and play a significant part of her life. I have no interest in getting back with my ex.
However after speaking to someone they have mentioned that my ex defacto partner (never married) is entitled to my property in London. We lived in the property for three years with our child and then my ex decided Australia was going to be a fresh start. She is Australian by the way. My assets the flat in London is in my name and I purchased it before I met her.
I just need some advice as to can I protect my interests? My ex has a property in Australia but I think her mother has acted as a guarantor so she could get a mortgage. Any advice most welcome?
Thanks
I delivered all the belongings of hers and those needed by my daughter to her.
I changed the locks as I feared she would come and take things that were not her personal belongings or necessary for our child while I was out at work.
As she has no ownership rights do I need to give her a key so she can access when she wants?
I had to go to court pay £215 for residency order and to ensure that mum herself only to spend times with children not her new man and his family this is much to soon for them they have even requested they don't want to see him at all
My partner is pushing and keeps saying they will see him sooner or later so why not now
She comes to take them out and just sits in my home texting while children out playing
Surely if she comes to see them she should do just that not just sit in my home verbally abusing
Me always Any views thanks Paul
He left me with a credit card debt and a mortgage payment that he does not contribute to.
If I continue to pay the Mortgage and decide to sell the home when my daughter reaches the age of 18, will he be entitled to half of the equity even though he has paid nothing towards the mortgage?
However, the council have advised her that she can seek to have me removed and remain there until the youngest is 18 with the dss covering the mortgage interest in the interim. Does anybody know if this is remotely correct?
Thanks in advance.
We're waiting on appointments with Family Mediation services, and until then the 3 kids spend half the time at hers and half at mine (the original house).
However, she thinks she can come and go as she pleases in the house and remove all the kids clothes, toys and belongings etc. And says she has a solicitors letter saying she can take what is hers.
Where do I stand? I don't mind her taking half the kids stuff, as we have them half the time each (informal agreement), but she's trying to take all their stuff. Any help or advice appreciated.
Thanks in advance
I need help and guidance. My wife decided that she no longer loved me and ended our marriage. There was no infidelity or unreasonable behaviour.
I am confused about what to do in regards to the mortgage. My ex owned the house prior to us getting together. She was on the mortgage for 18 months whilst I was living there with her mother prior to her mother coming off and me being added. I did not pay any deposit, it was just a straight swap of names on the mortgage.
Although I was not legally on the mortgage until Feb last year I was still paying the monthly bills that included the mortgage payment prior to being added. During thus time frame my ex almost died due to health complications as such I had to burden the costs if paying the home bills. Then when she went back to work she became pregnant again with my son and was on maternity leave for another 9 months that I again ended up paying 75% of the joint bills as well as my own.
I recently asked my ex if she'd consider letting me off the mortgage and both her mother. To my astonishment I was told it would be a stupid idea as I cannot afford a property on my own and neither can my ex. As such I am currently stuck on a mortgage for another four years for a property I no longer live in!
My question is can I force her to sell and if I do, what would I be entitled to? Would I only be entitled to 50% of the mortgage payments for the time I was on the mortgage or would it be for the period prior to that as well?
) who i confided in, i told him my long story and he helped me regain back my lover with his prayers which is now my husband today. if you have any problem email the help doctor (prayerstosaverelationship @ yahoo . com
).
My wife absconded with my childrens, and she locked the house, and changed the locks. Now i have 3monthy staying at my friend's house. Pliz help me to sortout this problem.
My sons abusive partner has moved out of the family home and wants to take their daughter with her. They both share perennial responsibility but his partner and her father hold the mortage on their home even though my son make all the mortage payments they now want him to move out so they can sell the home. He cannot afford a solicitor. What rights dose he have regarding the house and can she just take their daughter from her home without his permission
I half own a house with my mother.
We have had a falling out and she has basically kicked me out and within 2 days she has changed the locks and wont let me in please help me i dont know what to do
Recently my wife has changed the door lock and refuses me from seing my children.
What action can i take?
thank you
Because she had just gone through a hellish divorce and was told that her ex could have a claim on her home for up to 5 years after the divorce, she didn't do anything about being put on the deeds of my house . She then had a breakdown due to alleged child abuse and pushed for diagnosis of personality disorder , she kept on trying to overdose .
The relationship started to turn sour in the first year , but she just told me it was down to her illness & she couldn't show empathy or anything to partner's and she was getting help with it . We ccouldn'td on with no relations between us for the next 4 years , again her taking regular overdoses everytime I would try to get out of the relationship , each time I would feel guilty and stay , mainly because of her daughter , I felt she deserved better in life and wanted to help her as her dad just payed her off when ever she asked for money , he wouldn't spend any time with her during her mums stay in hospital or when she was out , (it was just a money thing for her).
Eventually we got on the subject of the deeds again and arrangements were made to visit the land registry office to get her name added to the deeds, when we got there we were given some forms to fill in and had to have photo's and forms signed . Normally I would do everything to get it sorted , but I was told by her mental health worker that she has to learn responsibility & I was to leave her to sort it out . 6 months later still nothing done .
One day after feeling so neglected for 4-5 years and by total chance I had a one night stand but as soon as I had done it , I went straight home and confessed to what I had done , thats when the relationship was totally over between us. We have continued to share the house and she was going to move out , we had made a arrangement that I stay in the house and she could come back when ever , if things didn't work out in anyway and we would just live as friends , as I didn't want another relationshi
Although my husband has misled the police and accused me of a malicious allegation it seems there is nothing the police can do to help me. I need my home back because where we are currently staying is too far from my sons school.
There are various orders including occupational orders and non-molistation orders which have been listed at the family court for a date in July be discussed. I cannot wait that long to return to my home.
Can I change the locks on my home and stop my husband returning? It seems to be my only option right now
I lived my girlfiriend in her rented house 8 years ago. I saved up enough money to buy my own place and she agreed to move in with me and her 2 chidren also came with her five and a half years ago. I am the only person on the deeds and I am the only person on the mortgage, although she does pay gas/electric/water & food bills whereas I pay the mortgage, council tax, broadband etc. Although we got engaged, we never married and since the relationship has broken down, I want her and her 2 children to move out (16 & 17 years old). However, she obviously doesn't want to leave as she considers it her home and says that she wont go. I would love to be able to work out her leaving between us but she is adament she is going nowhere. Where do I stand legally and what advice would you give me? I don't particularly want to change the locks when everyone is out, but am I entitled to do that if it comes to it? Many thanks
So here is the question or if anyone has a form i would be grateful. I want to just take some of my clothing this coming Saturday when i can get my first visit to my children. My ex has agreed, well the clothes wont fit her! So i need a legal form where it shows what items i have removed with both parties signing it etc just incase she turns the situation around again where i could get in the crap. If anyone has any such legal type for please get back to me ASAP.....Thanks in advance
I have and am going through the same thing and it can be done. It's not easy but it wont cost thousands in solicitors fees, etc.
You can do it yourself. Depending on your circumstance as each is different but I am happy to help
She died and her husband died too. She is only 3 re on the ownership Now the children is denying even an entry to us please advise the best to do as we cannot afford to hire a lawyer
I don't know if this is the truth where i should be contributing towards the mortgage??
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